Tuesday, November 29, 2011, is being called one of the dreariest days Atlanta, Georgia has seen in some time. It was rainy, overcast and downright cold at 35*.
None of this means anything to Chase Bank, a loan service company of Deutsche Bank, however.The money giants demanded their pound of flesh, securing the paperwork needed to put 103 year Vinia Hall and her 83 year old daughter on the street.
Thanks to the compassion of the police and movers, it hasn’t happened. Yet.
Learn more about how good some people can be—–when it comes to protecting the defenseless and watch the video, after the jump.
Vinia Hall has lived in her small, modest home with her 83 year old daughter for almost sixty (60) years. In 2008, Ms. Hall’s grandson, Ali Muhammad, obtained a second mortgage on the house for $17,500, meaning, of course , he now owes $20,000.
The second mortgage was made available through Deutsche Bank National Trust.
He insists the money is in escrow, and states he has been trying to get Chase Bank to accept payments. Chase bank is responsible for collections, and Deutsche Bank is trying to distance themselves from what appears to be a sadistic and cruel decision. No one seems to know who should be doing what.
Chase bank – not Deutsche –should be negotiating with Hall, said John Gallagher, a spokesman for Deutsche. Chase administers the loan, and is responsible for settling it, he said.
“Deutsche Bank was not involved in any way in the decision to seek to evict [them],” Gallagher said in an emailed statement. “As trustee, Deutsche Bank does not control decisions or actions related to foreclosures or evictions.”
Former Atlanta City Council member Derrick Boazman has been working diligently with all involved to ensure that Ms. Hall and her daughter can remain in their home; yet police and moving vans were dispatched on Tuesday anyway.
Neither of the women are in good health, and Vinia Hall’s daughter had to be rushed to the hospital when authorities came to foreclose. Ms. Hall is just three (3) weeks away from her 104th birthday.
Hall has faith though, and seems quite feisty.
Three weeks shy of her 104th birthday, Hall says she’s living as she always has, carefree, even though several Fulton County Sheriff’s deputies knocked on her door with an eviction notice Tuesday morning.
“I’m not going to lose any sleep over it,” said Hall.
But plenty of people are worried, including members of Hall’s church and State Senator Vincent Fort.
She went on to say “I love it. It’s a mansion.”
I’m sure many of us can relate to that feeling about our homes, regardless the size or cost. Deputies are not given any of the eviction circumstances, just the names of those who must be removed and have their personal property put outside.
Needless to say, the movers and deputies were profoundly shocked when they saw the elderly women, and refused to follow the order.
For the sheriff’s deputies and movers commissioned by Chase Bank, a loan service company of Deutsche Bank, to evict the family would have been near-heartless.
“It was a cold, nasty day,” said Tracy Flanagan of the Fulton County Sheriff’s Office. “When the deputies got there, all they had were names on a paper. You have to use sensitivity and take a second look at it.”
How refreshing, and nothing short of a Christmas miracle for at least one of the hundred’s of thousands caught in the foreclosure nightmare.
Grandson Ali Muhammad legally owns the home, but fell behind in payments. He claims the bank would not work with him, but that’s not verified. It is something we hear quite often, though. Someone calls the bank, says they will be late, gets an extension, only to have their payment refused the following month.
A very vicious cycle, aimed at making the rich richer, and the poor can just suffer more than they already have—–is the only message the banks seem to give to John Q. Public.
As of this writing, it appears that goodness, kindness, just might prevail
“We will work out a resolution to keep them in the home,” said Chase spokesman Tom Kelly. He said that Chase did not initially know who the occupants were because the deed is in Muhammad’s name.
While that’s all well and good, keep in mind all the other families that are suffering—–those good folks that worked many years, saved their money and were finally told they qualified for a mortgage. They moved in, took pride in ownership, and one by one lost their jobs. Many of these people had been employed more than twenty years at the same place before their jobs disappeared overseas. No job =’s no income, =’s very little to pay on a mortgage. Think of those fooled into believing their payments would be $800–$1200 a month, very affordable at the time, only to find the payments all but doubled within a year.
These were not stupid “I-want-something-for-nothing people. They were caught up in the joy of home ownership and what they believed, after years of toiling away, was a secure job.
Think of them as you go out and spend, spend, spend. Think of them when you see the extensive menu’s planned for this administrations “holiday” parties.
Think of them when you tally the cost of golfing everywhere, vacationing around the world and other hobbies this current government of ours delights in taking part in.
Think of them when the deputies and movers have no choice but to dump living, breathing human beings on the streets—–in the dead of winter, at Christmas time.
Think of them, and pray to whatever God you believe in, that our country will survive this disgusting debacle, and be thankful that mercy was shown to Vinia Hall, 103 years old, just minutes away from being homeless.
Please leave your thoughts in the comment section beneath the video.