Whether or not you agree with Obama’s new Health-care reform, something you might care about is how Obama health-care might affect your freedom. Fortune Magazine has a great article explaining the 5 freedoms you will loose under Obama’s health-care plan. Here is a good explanation of why you will loose those freedoms (from the magazine).
A close reading of the two main bills, one backed by Democrats in the House and the other issued by Sen. Edward Kennedy’s Health committee, contradict the President’s assurances. To be sure, it isn’t easy to comb through their 2,000 pages of tortured legal language. But page by page, the bills reveal a web of restrictions, fines, and mandates that would radically change your health-care coverage.
If you prize choosing your own cardiologist or urologist under your company’s Preferred Provider Organization plan (PPO), if your employer rewards your non-smoking, healthy lifestyle with reduced premiums, if you love the bargain Health Savings Account (HSA) that insures you just for the essentials, or if you simply take comfort in the freedom to spend your own money for a policy that covers the newest drugs and diagnostic tests — you may be shocked to learn that you could lose all of those good things under the rules proposed in the two bills that herald a health-care revolution.
In short, the Obama platform would mandate extremely full, expensive, and highly subsidized coverage — including a lot of benefits people would never pay for with their own money — but deliver it through a highly restrictive, HMO-style plan that will determine what care and tests you can and can’t have. It’s a revolution, all right, but in the wrong direction.
Here are the five freedoms that you will loose under Obama’s health-care plan:
1. Freedom to choose what’s in your plan
2. Freedom to be rewarded for healthy living, or pay your real costs
3. Freedom to choose high-deductible coverage
4. Freedom to keep your existing plan
5. Freedom to choose your doctors
Ed Morrissey breaks this down better then anyone: “ObamaCare eventually aggregates everyone into an HMO system from which no one can escape. Call it the Hospital California; once you’re in this system, you can “check out,” but you can never leave.”
Some might say that we have the worst form of health-care in the entire world, except for all the others. I like my plan. The premiums are not cheap for my family, but they are worth it. I can go to just about any doctor I want (even the Mayo clinic). I can choose various options to configure my plan, so if I’m young and healthy I can pay less, as my family grows I can add more coverage, etc. I can assure that if this bill passes, my company will probably move us all unto the public option. It is a huge expense and they could save billions considering we have 50,000 employees that work for us. Everyone is going to experience this. This is exactly what happened in Hawaii, a public option was offered and all the employers moved their employees over to it, it nearly bankrupted the state.
If you are thinking that you don’t really care what happens, you have good coverage and having a public option won’t change your coverage, think again. You’ll be joining the rest of us in the Hospital California too, and you can never check out.
Check out more about Obama’s Health-care and the 5 freedoms you will loose: